Storm season in Michigan can wreak a lot of havoc. We’ve all seen it firsthand. Severe thunderstorms, strong winds, and flooding can cause significant damage and be a safety hazard for you and your family.

In addition to the damage, the unexpected nature of disasters can be equally stressful. They’re an immediate burden on your safety, peace of mind and bank account. That’s why, in honor of National Preparedness Month, we’re posting weekly tips and insights on how you can equip yourself to handle all types of natural disasters.

We’re starting with information on how you can prepare financially for potential disaster costs.

No matter your income level, the challenges of making it through a disaster can feel insurmountable. Here are a few tips to make the situation more manageable:

  • Gather all important financial, personal, household and medical information in case of urgent need or unforeseen evacuation.
  • Consider setting a small amount of money aside each month in an emergency savings account that could be used in any crisis.
  • Keep cash on hand, since ATMs and credit card readers won’t always be available. Cash can help pay for immediate expenses including food, gas and lodging.
  • Obtain homeowners, renters, health and life insurance to ensure you’re covered for all possible hazards.
  • Get your benefits electronically. If you rely on Social Security or other benefits, switching to direct deposit is an easy way to protect yourself if a disaster effects mail service.

Whether you’re in Michigan dealing with thunderstorms, or another part of the country facing hurricanes, tornadoes, extreme temperatures, etc. these tips will better prepare you for any scenario.

For more tips and information on how you can be financially #PreparedNotScared, visit www.ready.gov/financial-preparedness.

Check back next week to learn how to make a plan so you’re ready if a disaster occurs.

September is National Preparedness Month. This year’s theme is to be #PreparedNotScared. Visit EmpoweringMichigan.com every week in September for more insights and stories on how you can better prepare for disasters and keep your family safe. Want more tips? Follow DTE on Facebook and Twitter.